Insurance for private tutors and teachers.
If you deliver learning, language or music lessons to children, ICAP membership gives you specialist cover alongside practical guides, workshops and Safeguarding training.
Professional Indemnity
Professional Indemnity helps protect against claims alleging negligence or breach of professional duty while delivering your insured activities, up to £250,000.
Public Liability
Public Liability helps protect your business against claims arising from accidental injury to third parties or accidental damage to third-party property while carrying out your insured activities. Choose £5m or £10m.
Equipment Cover
Insured equipment is covered against accidental loss, theft or damage — up to £2,000 in total and £1,000 any one item, with a £250 excess. UK cover only.
Safeguarding training
Members can complete our Safeguarding course in the Learning Centre and receive a certificate, renewed every two years.
Approved activities include
- Educational workshops, learning and language lessons
- Dance, drama and music
- Sign language classes
- Forest learning and children's bushcraft skills
Frequently asked questions
Why does a tutor need Professional Indemnity?
Professional Indemnity helps protect you if someone claims your instruction or advice was negligent. ICAP tiers include Professional Indemnity up to £250,000.
Do I need cover if I teach in a hired room?
Most venues ask hirers to hold Public Liability insurance and provide Evidence of Cover. ICAP members receive this once their cover is active.
Can I choose £5m or £10m Public Liability?
Yes. Every ICAP membership tier is available with £5m Public Liability as standard, or upgraded to £10m. Many venues and schools ask for a specific level, so check your hire agreement.
Is VAT included in the price?
Headline prices are shown before VAT, which is added at checkout.
How quickly can I get a quote?
Our quote tool recommends a tier based on your annual revenue in seconds. You can then join online and pay monthly or annually.